COVID-19 AND SUPPORT RESOURCES
I hope this message finds you safe at home (as much as possible) and taking a moment to find joy in the little things. With the uncertainty surrounding our community (and world wide) I’d like to take a moment to reflect on what is important to me – I hope that you’re able to do the same.
We are continuing to conduct business virtually whenever possible, in line with directives by the State of Oregon and Washington. Our staff is working remotely from their homes and we’re doing as much client interaction virtually, as possible.
We love working with our clients and want to continue to be your best resource for all things real estate. Again, we want to assure you we’re taking the utmost precautions in order to keep everyone safe.
If you need assistance or are looking for way to contribute to others, below is a list of resources. Please share this far and wide.
Feel free to contact me with any inquires related to the links below, and real estate questions you may have at this time. I’m here for you and we will get through this. I look forward to talking with you soon.
Stay safe, stay home and take care,
WAYS TO SUPPORT YOUR LOCAL BUSINESSES
- Save Local Restaurants– Connect to lawmakers in order to advocate on behalf of local restaurants
- Portland SOS– A link to lots of your favorite Portland small businesses (local coffee, restaurants, and more). Buy a gift card now and stop by when they reopen!
RESOURCES FOR HOMEOWNERS
Fannie Mae & Freddie Mac:
Fannie Mae & Freddie Mac have tools for homeowners for relief related to the COVID-19 crisis.
- Does Fannie Mae own your loan? Find out here.
- Does Freddie Mac own your loan? Find out here.
- If your loan is with Fannie Mae, click here for help.
- If your loan is with Freddie Mac, click here for help.
- Homeowner’s HOPE Hotline: Get free housing counseling and immediate assistance. Available online at www.995HOPE.org or via phone at 888-995-HOPE (4673)
- Avoiding Foreclosure: Advice for how to stay in your home, leave your home, or explore reverse mortgages.
- Look up your mortgage company to contact them directly about assistance
Housing and Urban Development (HUD) Office of Housing Counseling:
HUD sponsors housing counseling agencies around the country that provide advice on buying a home, renting, defaults, foreclosures, and other housing-related issues.
RESOURCES FOR TENANTS
Moratoriums on Evictions: The State of Oregon and many other cities and counties have imposed a moratorium on residential evictions on the basis of nonpayment of rent due to wage loss resulting from COVID-19.
- Oregon State Governor Executive Order 20-11
- Details for City of Portland/Multnomah County Residents
- Details for Clackamas County Residents
Oregon Community Alliance of Tenants: The Community Alliance of Tenants (CAT) is a statewide, tenant-controlled, tenant-rights organization. CAT’s mission is to educate and empower tenants to demand safe, stable and affordable rental homes.
- COVID-19 information for tenants
- Evictions Updates and Rent Deferrals in Oregon and Multnomah County
RESOURCES FOR BUSINESS OWNERS:
- Business Portland has a list of resources for Oregon businesseslooking for assistance due to the COVID-19 crisis.
- S. Small Business Association (SBA): SBA has put together a list of Small Business Guidance & Loan Resources that includes advice, loan programs, government contracting and local assistance.
- Greater Portland, Inc is also a great source for local businesses in need of assistance. Their Resources for Greater Portland Businessespage includes City, County, Regional, Oregon, Washington, and National/Federal resources as well as advice, and webinars.
- Travel Portland has compiled a list of local and national resources for local businesses impacted by the crisis.
- Business for a Better Portland created the BBPDX Switchboardfor local business owners to share information and resources, best practices, find answers, and build community.
- The City of Portland has created an emergency fund for small businesseslocated in Portland’s Jade District or Old Town Chinatown. Asian and Pacific Islander business owners will be prioritized.
- Facebook has announced a Small Business Grants Programwhich will distribute cash grants and ad credits for up to 30,000 eligible small businesses.
- Forbes has compiled a list of free softwarethat businesses and schools can use during the COVID-19 Crisis
- Various relief funds have been created for restaurant owners and food service workers, including the James Beard Foundation Food and Beverage Industry Relief Fund and the Restaurant Workers Community Foundation COVID-19 Emergency Relief Fund
- Opportunity Fund is providing grants and low-interest rate loans to businesses owned by women, immigrants and people of color.
RESOURCES FOR EVERYONE
Consumer Financial Protection Bureau (CFPB): CFPB works to protect consumers from unfair, deceptive, or abusive practices and provide people with the information, steps, and tools that they need to make smart financial decisions. They provide specific steps for how to protect yourself financially during the COVID-19 outbreak.
Internal Revenue Service (IRS): The IRS has extended the deadline for personal tax returns from April 15th to July 15th. You can find their current tax relief efforts related to COVID-19 here.
State of Oregon Unemployment Insurance: click here for information on COVID-19 related business layoffs, closures, and unemployment insurance benefits for workers, employers, and job seekers.
Help Paying Bills or Rent: There are many organizations in Oregon that offer assistance to those struggling financially.
- 211info is a nonprofit organization that helps people in Oregon and Southwest Washington identify, navigate and connect with the local resources they need. Click here to see what resources may be available to you.
- Home Forward is a local government agency that provides access to affordable housing and services, including help paying your rent or mortgage. Click here for information on receiving help to pay your rent.
- Impact NW is a non profit that works to prevent homelessness in our community. Learn more about the services they offer here.
- Help with Utilities: local utilities, including Portland Water Bureau, Portland General Electric, Pacific Power, Northwest Natural Gas will not be shutting off service or charging late fees during the current COVID-19 crisis.
- Other Bills: Some internet and cable providers like Comcast/Xfinity and CenturyLink are suspending disconnections and fees right now. **Please note: you must contact Comcast/Xfinity directly to receive this support.**
BANKS: individual banks announced their own policies for helping consumers, including mortgage holders and credit card customers
- National Banks:
- Local & Regional Banks:
- Credit Unions:
MENTAL HEALTH SERVICES:
We know this is all a lot to handle right now. If you’re in distress and need help, there are Crisis Lines available 24 hours a day, 7 days a week to help:
- Multnomah County: 503-988-4888
- Clackamas County: 503-655-8585
- Washington County: 503-291-9111
- Southwest Washington: 1-800-626-8137
- Disaster Distress Helpline: 1-800-985-5990
- Lines for Lifeare with you, 24/7 with free, confidential, and anonymous help. Their highly trained staff and volunteers provide immediate assistance, compassionate support, and resource referrals that can put you on a path to healing. Please remember help on the phone is always available 24 hours a day, seven days a week and interpreters are available.
- Suicide Lifeline: 800-273-8255
- Alcohol and Drug Helpline: 800-923-4357
- Military Helpline: 888-457-4838
- Seniors: 503-200-1633
- Youth: 877-968-8491
- Veterans Crisis Line: 1-800-273-8255 and press 1
- Text 838255
- Chat online
There are additional mental health resources available here from the National Alliance on Mental Illness (NAMI).
If you are facing a life-threatening emergency, please dial 911.
If you need help securing food for yourself or your family, organizations are still operating under limited contact rules to provide help.
Sunshine Division is providing free emergency food boxes that can be picked up from their N Interstate location. More information here.
Oregon Food Bank is still operating and many of their over 1,400 partner pantries and food assistance sites across Oregon and Southwest Washington are open. Find food available near you here.
Clark County Food Bank is also still operating. Click here for a map of Food Pantry locations. Please call ahead to verify hours of operation.
Hunger Fighters Oregon in Lake Oswego is currently open extended hours. Find more information here.
Meals for Children and Students:
Most local school districts are offering free breakfast and lunch to children ages 1-18 at certain locations or by bus delivery. Click on the links below for information on individual districts:
- Beaverton School District
- Camas School District
- Canby School District
- David Douglas School District
- Evergreen Public Schools(Vancouver, WA)
- Forest Grove School District
- Gresham-Barlow School District
- Hillsboro School District
- Lake Oswego School District
- McMinnville School District
- Newberg School District
- North Clackamas School District
- Oregon City School District
- Parkrose School District
- Portland Public Schools
- Reynolds School District
- Sherwood School District
- Tigard-Tualatin School District
- Vancouver Public Schools
- West Linn-Wilsonville School District
Unfortunately, times of uncertainty and crisis also bring out scam artists. Beware of anyone contacting you with an offer that seems too good to be true – they often are! Visit the Fannie Mae website for information on how to spot a scam.
Thank you to THINK REAL ESTATE for compiling this comprehensive list